Medical aid waiting periods and late-joiner penalties: What. How. Why?

The world of medical schemes in South Africa is a very different one to 25 years ago. There are strict rules and regulations governing the industry, there to protect both the members and the financial sustainability of the scheme. Now is the time of year when medical schemes announce their annual increases and benefit changes. […]
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Would you test for HIV in your living room?

It starts with a swab but does it end with a diagnosis? Why the trickiest part of DIY HIV testing happens after the test The trick, says Ann Moore as she pulls the small white stick from the plastic packaging, is not just to swab the gums but to scrape them. The doctor sticks the […]
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