We have looked around to find the best Medical-Aid, Hospital Cover, Funeral Plans and Short Term Insurance, which satisfy our criteria. It only takes a few seconds to complete the inquiry form below and we will take the fuss and hassle out of it and we will contact you with a quote. You can also SMS your details to: 0827385586

We have looked around to find the best medical insurance cover which satisfies the above criteria. It only take a few seconds to complete the inquiry form above and we will take the fuss and  hassle out of it and we will contact you.

Annual Medical Aid Scheme claims expenditure far outstrips inflation by double

Annual medical scheme claims expenditure rose on average by 11.3% a year over the past decade, far faster than consumer price inflation, which increased on average by just 6.1%.

The Discovery Health Medical Scheme (DHMS) data came from its administrator, Discovery Health.

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Lyk van vermoorde pasiënt onder bed gevind by Stellenbosch Hosptiaal

’n Pasiënt van 41 jaar is in Stellenbosch se provinsiale hospitaal vermoor.

Die man is vermoedelik verwurg. Sy lyk is Woensdag omstreeks 01:25 onder ’n hospitaalbed gevind.

Die Wes-Kaapse departement van gesondheid het die voorval bevestig.

Die man se familie is van sy dood in kennis gestel. Die forensiese dienste sal ’n lykskouing doen om die oorsaak van sy dood te bepaal.

Lt.kol. André Traut van die polisie sê die saak word ondersoek. Niemand is nog in hegtenis geneem nie.

Dié hospitaal is in Merrimanlaan in die middel van die dorp by die Universiteit Stellenbosch se kampus geleë.


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Lyke hoop op na werknemers by staatslykhuise in Gauteng al weer staak

Lyke is weer besig om op te hoop nadat Gauteng se personeel by staatslykshuise hul skalpels en ander instrumente neergesit het.

Dit blyk dat personeel sonder enige formele kwalifikasies werk en dat hulle nou eis dat hul opgelei moet word om beter vergoeding te kry.

Die vraag is nou hoe werk personeel sonder enige formele kwalifikasies in ‘n lykshuis en watter pligte verrig hulle?

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VAT increase won’t impact on medical aid contributions

There has been much debate around the 1% value-added tax (VAT), its impact on consumers and just how this will affect the money left in their pockets at the end of the month.

With the revised general fuel levy, it’s clear that consumers will have to tighten their belts and adhere to stricter budgets.

The rising costs of healthcare

One area of concern is the cost of private medical aid and VAT. For years increasing healthcare inflation and economic pressures have been a challenge for the industry. “The reality is that when consumers are struggling, medical aid, which is essentially a grudge purchase, is often viewed as unaffordable,” says Gerhard van Emmenis, principal officer of Bonitas Medical Fund. “In addition healthcare costs are not regulated which is why it is crucial for medical aid schemes to continue to explore ways to contain costs without compromising the level of health care offered to members.”

Looking for a affordable Medical Aid or Hospital Plan, just click here Medical Aid or just send your Name, surname, email address to 082 738 5586

Members’ contributions

However, he says, because the 1% increase will not impact monthly contributions or annual benefits. “Many members are confused as to whether VAT is payable on medical aid contributions but let me reassure you it is not,” says Van Emmenis. “The VAT increase will have no effect on members directly and what they pay every month. Medical aid contributions for 2018 are already. So, while the increase in VAT may influence the price of services, it will not impact benefits.”

“If your plan covers you at 100% of a scheme’s rate, you are still covered at 100% of that rate, no matter what the cost to the scheme because the scheme will absorb the VAT when paying for member’s benefits. The only impact is when it comes to savings and day-to-day benefits with members having a 1% lower buying power.”

The Council for Medical Schemes

In fact, changing contributions in the middle of the year can only be done with the permission of the Council for Medical Schemes following a request from the trustees of the medical scheme. This is a rare occurrence and most schemes generally put through contribution increases in January each year.

The law

VAT is never the property of any private entity but belongs to the government. “We are therefore only vendors that collect the monies on their behalf. From April 1, we will increase the VAT to all providers of the scheme by 1%. However, although this will have a direct impact on the budget for 2018 it will be absorbed by operational surpluses and not passed on to members.’

Looking for a affordable Medical Aid or Hospital Plan, just click here Medical Aid or just send your Name, surname, email address to 082 738 5586

Tax credit

One positive announcement out of the budget speech regarding medical aid was around tax credits.

“Medical tax credits are effectively used as an ‘expense’ when calculating tax and reduces the amount of tax payable by a household belonging to a medical aid,” says Van Emmenis. ‘There are eight-million people who rely on these credits to make medical aid more affordable. Speculation was rife that the tax credit would be removed but it is a relief that private medical aid members have some reprieve.”

The bottom line: The 1% VAT increase and the additional 52 cents general fuel levy will have a knock-on effect for South African consumers, things will cost more. However, it will not affect monthly medical aid premiums or member benefits although it will have an indirect impact in terms of healthcare services being more expensive, which will reduce buying power.

Looking for a affordable Medical Aid or Hospital Plan, just click here Medical Aid or just send your Name, surname, email address to 082 738 5586

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Old diseases making potential comebacks

These diseases were previously eradicated or made to cause fewer deaths, but are now threatening to make the comeback of the century.

It was not long ago that having something as simple as a common cold was a life-threatening condition.

With the advancement of medicine and technology, many of these ailments were mostly eradicated around the world. Diseases such as polio, measles and smallpox, which previously affected all regions, now affect only a few, usually economically challenged, countries.

However, with great knowledge comes inevitable counter-arguments. And usually this is a good thing. But not in the case of life-threatening diseases.

Many parents around the world have opted not to vaccinate their children at birth, resulting in ancient conditions seeping back in to society. Only this time, it catches everyone off guard, as it is assumed that most people were vaccinated. It inevitably spreads and, once again, threatens millions of lives.

This is not the only reason why diseases make a comeback. The World Health Organisation (WHO) explains that natural disasters increase the likelihood of disease outbreaks. And unfortunately, developing countries, especially those that are densely populated, are the most vulnerable.

We outline eight diseases that posed serious threats to human life, and how they have begun to creep back into society.

Old diseases making potential comebacks
1918 to 1920 saw the deadliest bout of influenza (flu) in the history of the disease. The outbreak was named one of the deadliest natural disasters in history, with a total of 500 million infections worldwide.

Seasonal flu continues to affect countless regions, and is the one disease that consistently affects all regions, regardless of location or economic standing, as it is so infectious. It seems that this is one disease humans may not ever completely be able to shake.

A flu vaccine is recommended, although not guaranteed, to reduce infection.

War-torn regions such as Yemen are still struggling with vicious cholera outbreaks. In April 2017, it was reported by Healthmap that more than 350 000 cases of cholera were recorded, with an average of 5 000 new cases every day. Lack of sanitation is a breeding ground for the spread of cholera, which is contracted as a result of contaminated food or drinking water.

The WHO reported in 2016 that over 54% of cholera outbreaks occur in African countries, with approximately 663 million people using unsanitary drinking water worldwide.

The organisation emphasises a multidisciplinary approach to eradicate the waterborne disease, the most vital of which being to provide as many people with safe, clean drinking water as possible.

The ancient sexually transmitted disease (STD) is increasing, especially in the US. The Centers for Disease Control and Prevention (CDC) reports that syphilis cases increased 18% between 2015 and 2016.

Syphilis can be prevented by not engaging in any sexual intercourse. However, a more realistic way of reducing your risk is by having protected sex. Many who are infected do not show symptoms for years. It can be cured with medicine prescribed by a healthcare professional, but one can be reinfected.

The first documented case of listeriosis was in 1924. The bacteria was common in animals, and has only affected humans recently. The bacteria is as a result of food-borne bacteria, most common in dairy products, processed meats, poultry, fruits and vegetables and smoked fish. Listeria can spread even if food is refrigerated.

There is no current vaccine. Listeriosis can be prevented by avoiding foods flagged as carriers of Listeria, and by sterilising food surfaces.

If diagnosed, the incubation period could last up to 90 days, the WHO reveals. Complications associated with Listeriosis, including contracting meningitis or developing septicaemia, are responsible for the high mortality rate of this preventable disease.

South Africa has been experiencing a large outbreak of listeriosis since December last year. It is still unclear what food sources could be responsible.

The WHO observed a four-fold increase in measles cases in Europe alone in 2017, when compared to measles cases of the previous year. The WHO’s findings also indicate that measles outbreaks affect 1 in 4 European countries. More than 20 000 cases of measles were reported last year, which the WHO deems as an avoidable tragedy if vaccinations are provided.

Measles requires a baseline vaccination. Children under the age of 15 years are the most affected.

Yellow fever
34 confirmed deaths related to yellow fever have occurred in Brazil alone, from July 2017 to January this year. This may not seem like a large number, but is still cause for concern. More than 100 cases are currently being investigated, to curb any chance of an outbreak.

To illustrate how quickly an epidemic can spread, 962 confirmed cases of yellow fever occurred in the Democratic Republic of the Congo in 2016 as a result of an outbreak in Angola at the end of 2015. The WHO immediately scheduled vaccines for the area.

Vaccination is recommended as a preventative measure, and those travelling to yellow fever-prone areas must be sure to receive the vaccine.

Bubonic and pneumonic plague
Madagascar terrified the world with a confirmed bubonic plague outbreak last year. The WHO recorded a total of 2 348 cases and 202 deaths. In addition, there were 1 791 cases of pneumonic plague.

Although the WHO did well to provide treatment and antibiotics to curb the spread of the plague, South Africa, along with Comoros, Ethiopia, Kenya, Mauritius, Mozambique, La Réunion and Tanzania have all been flagged as countries required to possess a plague preparedness strategy.

No new cases of the bubonic plague have been confirmed since November last year.

This disease wreaked havoc in many parts of the world in the 1940s and 1950s, owing to its infectious nature. Polio can cause total paralysis in hours, with the disease invading the nervous system.

Since 1988, the WHO reports that cases of polio have decreased by 99% since 1988. This is mostly as a result of polio vaccines, the only known preventative measure against the disease.

Regions most affected by polio outbreaks to date are Nigeria, Afghanistan and Pakistan, all of which have experienced dismal strategies to try and eradicate the disease.

“Failure to stop polio in these remaining areas could result in as many as 200 000 new cases every year, within 10 years, all over the world,” the WHO explains. It is imperative that all children receive vaccinations for polio to prevent a potentially fatal outbreak.

By: Times Live

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South Africa’s thieving‚ fighting nurses in our government hospitals

Most of the nurses who appeared before the SA Nursing Council last year were disciplined for theft. The other cases were for fights‚ assaulting patients and a medication error.

The council dealt with 25 cases between March and November last year and nine of those involved theft‚ according to a government notice issued in the gazette on Friday.

Of the nine‚ one nurse was fired and struck off the nursing registry. Five were given suspended sentences and were cautioned not be found guilty of a similar offense within a specified period. One was suspended for six months and two for three years.

Fists also flew in hospital wards or corridors and this was not only between nurses but between nurses and patients too.

In one case a nurse assaulted a colleague and in two cases the nurses assaulted their patients.

Both the nurses accused of assaulting patients are men enrolled as auxillary nurses‚ who carry out basic nursing procedures and take care of patients under the supervision of a registered nurse.

Both were handed a two-year suspension‚ which was suspended for three years condition that they do not assault patients.

One registered nurse in Mpumalanga was accused of sexual assault. The details of the alleged abuse were unclear and the nurse‚ who is also a midwife‚ was cautioned and reprimanded.

In Gauteng‚ a nurse was found guilty of a medication error and was handed a suspended sentence.

The majority of the cases heard by the council involved nurses in Gauteng‚ followed by Mpumalanga and then the Western Cape.

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#Listeriosis: Why your Woolies ham might not be safe

The head of the National Institute for Communicable Diseases’ listeria investigation, Juno Thomas, tells us which foods to bin and how.

At midnight on 4 March, scientists at the National Institute for Communicable Diseases (NICD) finally found the source of South Africa’s listeria outbreak: polony from Enterprise Foods’ Polokwane factory.
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Hospitaal van gruwels – Tower- psigiatriese hospitaal in Fort Beaufort, Oos-Kaap

Psigiatriese pasiënte is weer op skokkende wyse deur die regering versaak skaars 18 maande nadat Rapport die volle omvang van die ­ Life Esidimeni-ramp geopenbaar het waarin 144 pasiënte dood is.

Die ingang na die Tower- psigiatriese hospitaal word streng bewaak en Rapport is toegang geweier.

Die “haglike en onmenslike” manier waarop pasiënte in ’n Oos-Kaapse staatshospitaal behandel word, het Vrydag gelei tot die bedanking van ’n psigiater daar omdat hy “net nie meer kan stilbly” nie.

Dr. Kiran Sukeri, ’n psigiater by die Tower- psigiatriese hospitaal in Fort Beaufort, 85 km noord van Grahamstad, sê die Suid-Afrikaanse Psigiatriese Vereniging (Sasop) en die gesondheidsombudsman moet dringend die toestande by dié inrigting, die lang­termyntuiste van 323 psigiatriese pa­siënte, ondersoek.

’n Baie emosionele Sukeri het die afgelope week, enkele ure voordat hy sy bedanking ingedien het, sy hart teenoor Rapport oopgemaak.

“Ek weet die onthullings wat ek maak gaan die veiligheid van myself en my familie in die gedrang bring, maar ek gee nie om nie. Hierdie pasiënte moet dringend gehelp word,” sê hy.

Sukeri beweer onder meer dat:

Die sterftesyfer by die hospitaal baie hoër is as wat amptelik gesê word. In die Oos-Kaapse dagblad The Herald het die Oos-Kaapse gesondheidsdepartement te kenne gegee dat 25 pasiënte by die Tower-hospitaal tussen 2012 en 2017 gesterf het.

Ek veg al 12 jaar lank vir die regte van pa­siënte en kan nie langer stilbly nie.

Sukeri beweer egter dat die sterfteregister by die hospitaal onlangs “verdwyn” het en vervang is met ’n nuwe een. Hy het aan Rapport afskrifte van die “verlore” register gewys wat toon dat daar in Januarie alleen vier pasiënte dood is.

Luidens dié register is daar sedert 2010 reeds 90 pasiënte dood.

Volgens Sukeri is net twee van die vier sterftes in Januarie deur ’n dokter afgeteken.

Dat pasiënte meer ure en soms selfs oornag in eensame aanhouding in haglike kamers met slegs ’n toiletemmer opgesluit word as hulle “oproerig” is.

Psigiatriese riglyne bepaal dat pa­siënte nooit vir langer as vier uur in afsondering toegesluit mag word nie en slegs in ’n kamer waar daar ordentlike toiletgeriewe is;

Dat ’n pasiënt wat verlede maand in afsondering opgesluit was paniekerig geraak het, ’n laken om sy bene gedraai en homself aan die brand gesteek het.

Hy het ernstige brandwonde aan sy bene opgedoen;

Dat dr. Theresa Nodliwa deur die uitvoerende hoof gedwing is om aantekeninge op ’n pasiënt se lêer te wysig om te sê dat sy die betrokke pasiënt twee keer ondersoek het terwyl dit nooit gebeur het nie. Nodliwa het intussen gevra vir ’n oorplasing na Limpopo en wou nie die voorval met Rapport bespreek nie.
Dat daar geen dokter oor naweke aan diens is by die hospitaal nie.

Sukeri sê hy het verlede jaar reeds aanbeveel dat pasiënte met ernstige mediese toestande nie na Tower gestuur moet word nie weens die gebrek aan gespesialiseerde mediese sorg, maar die hoof van die hospitaal, Ntombizandile Ngcume, het geweier omdat die hospitaal “te min pasiënte sou kry”.

Pasiënte se klere is gehawend en vol gate ondanks ’n klerebegroting wat miljoene beloop;
Dat pasiënte ’n “heffing” van R5 aan personeel moet betaal elke keer as hulle geld wat hul familie vir hulle in ’n hospitaalrekening betaal, wil onttrek.
Die kos wat pasiënte kry van skokkende gehalte is.

Dit sluit ’n sardynebredie in wat twee keer per week voorgesit word en waarvan die hoofbestanddeel 36 blikkies sardyne is – sowat een blikkie sardyne vir elke tien pasiënte.

Die jongste onthullings kom terwyl die Esidimeni-skandaal steeds woed.

Pres. Cyril Ramaphosa het verlede maand in die repliek op sy staatsrede om verskoning gevra vir die regering se hantering van die skandaal, waartydens 144 pasiënte volgens ’n polisie-ondersoek dood is nadat die Gautengse departement van gesondheid hulle – in ’n poging om geld te bespaar – na ongeregistreerde fasiliteite gestuur het.

Uit Sukeri se onthullings is dit egter duidelik dat die departement niks uit die Esidimeni-skandaal geleer het nie.

“Terwyl die hele land aangegryp is deur die Life Esidimeni-ramp in Gauteng sukkel ons al jare met soortgelyke probleme hier in die Oos-Kaap.

“Ek veg al 12 jaar lank vir die regte van psigiatriese pasiënte en kan nie langer stilbly nie,” het Sukeri, wat by tye so emosioneel was dat die trane oor sy wange geloop het, die afgelope week aan Rapport gesê.

Hoewel die hospitaal ’n begroting van amper R3 miljoen het om klere vir pasiënte te koop, loop almal in gehawende klere rond.

Hy sê meer as 20 kliniese personeel by die Tower-hospitaal het die afgelope vyf jaar bedank, gevra vir verplasings of vroeër afgetree, hoofsaaklik weens die haglike omstandighede waarin hulle moet werk.

Sukeri het al op 11 Februarie ’n dokument met klagtes en besonderhede van die misdrywe by die hospitaal aan die gesondheidsombudsman, die Suid-Afrikaanse Menseregtekommissie en Sasop gestuur.

Sukeri sê ná sy klagtes is hy Vrydagoggend ingeroep vir ’n dringende vergadering met Ngcume waar hy uitgetrap is en opdrag gegee is om sy kantoor te ontruim.

Nadat hy haar gevra het of hy nou “onder ’n boom moet werk”, het hy bedank.

“Ek kan nie meer nie.

“Al wat ek wil hê is dat die pasiënte beter behandeling moet kry en gehelp moet word.

“Hulle regte word verkrag en dis ’n baie toksiese omgewing. Geen mens kan so werk nie.”

Pasiënte word gereeld vir lang tye in die kamers vir afsondering toegesluit. Die kamers het nie toilette nie.

Rapport het die hospitaal – omring deur hoë draadheinings en met veiligheidswagte by die hek – Donderdag besoek, maar is toegang geweier.

Ngcume het alle klagtes en navrae verwys na Sizwe Kupelo, die woordvoerder van die Oos-Kaapse departement van gesondheid.

Kupelo sê die aantygings oor ’n vervalste sterfregister is onwaar.

Die korrekte syfer is 63.

Hy het wel toegegee dat baie pasiënte by Tower sterf aan ernstige toestande soos lugwegsiektes, hartsiektes, kanker, tuberkulose en MIV.

Oor die swak kos sê Kupelo dat daar ’n dieetkundige by die naburige Victoria-hospitaal is wat kan help as die kos nie op peil is nie.

Sukeri sê dis vir hom nuus.

Volgens Kupelo is die klerebegroting vir 2017-’19 R2,7 miljoen waarvan meer as R1,2 miljoen reeds bestee is. Hy het nie verduidelik waarom pasiënte se klere so oud en vol gate is met so ’n reusagtige begroting nie.

Kupelo erken dat pasiënte ’n R5-heffing moet betaal op kontantonttrekkings, maar sê dis baie billik omdat die familie se inbetalings in die hospitaal-rekening die departement R12,95 kos en onttrekkings R11,95.
Prof. Zukiswa Zingela, president van Sasop in die Oos-Kaap, sê hulle het Sukeri se “ernstige klagtes” ontvang en gesê dit word ondersoek.

Deur: Rapport

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With the Ronald McDonald socks aside…How serious is Cyril about South Africans’ health?

Hours after former President Jacob Zuma’s resignation, President Cyril Ramaphosa was pictured walking and jogging along the Sea Point promenade.

It wasn’t the first time he’d been spotted doing this.

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